TAGAYTAY RENT TO OWN SCHEME 5YEARS 0%

Tagaytay Townhouses rent to own scheme 5 years to pay with zero interest
2 months advance, 2 months deposit 30k monthly LIPAT AGAD PROMO!!
Foreigner can own! Don't missed it! Invest yours now!

PROMO MECHANICS:
1. Purchase price is 4,098,750 which includes villa unit and parking space and all miscellaneous fees.
2. Purchase of Unit is by "RENT TO OWN" Scheme.
3. NO DOWNPAYMENT
4. Rent period is for five (5) years.
5. Rent is P30,000 per month fixed for 5 years.
6. Post dated checks must be issued for the entire 58 monthly rent.
7. Two (2) months deposit and two (2) months advance rent totaling P120,000.00 must be paid. The 2-month deposit will serve as partial guarantee of Buyer to repair whatever damage occur during the rental period. The 2-month advance rental is applicable on the 59th and 60th month of rent.
8. Buyer can transfer immediately to the unit after he has paid the P120,000.00 and submitted all other requirements and qualified documents (i.e. Rent-to-Own Contract, Proof of Income, etc.)
9. Buyer must pay in advance first monthly association dues of P1,500.00 and issue 59 postdated checks for the remaining months.
10. Buyer will pay monthly electric and water bills of his unit.
11. The unit is unfurnished.
12. Buyer is covered and subject to the rules and regulations of the THV association wherein he will be an automatic member.
13. At the end of the Rent Period, Buyer must purchase the unit and pay WDC.
14. All qualified monthly rents will be credited to the Buyer and deducted from his payment of the purchase price.
15. Qualified monthly rent/s is defined as rent that was paid on time or issued check/s for the same was not dishonored by the Bank.
16. Failure to pay Two (2) consecutive monthly rents will mean the cancellation of the contract and subject Buyer to ejectment and damages of whatever nature.
17. Buyer may opt to purchase the unit at anytime during the Rent period and all his qualified rents will be credited as part of his payment.
18. Transfer and possession of the unit will only be executed upon full payment of the Purchase Price.
19. Buyers who fail to purchase the unit after and during the Rent Period must surrender the unit to WDC in its original form or status when they first acquired or transfer to the unit.
20. Promo is until July 30, 2017 only.

For more details, site viewing and reservation

Please contact:

Maria Leira Geronimo

Marketing Manager

Driven Marketing 

Globe/ Viber: +63 915 921 3123

Smart: +63 999 374 6616

Email: marialeirageronimo@gmail.com

Fb account: Maria Leira Geronimo

Fb page: https://web.facebook.com/idealpropertiesph/

READY FOR OCCUPANCY -DASMARINAS Cavite

Located at Kahaya Place, Amuntay Road, Dasmarinas, Cavite. Please see attached photo for your reference

Floor Area: 50 SQM.

Lot Area: 66 SQM.

Standard Features: Living Area, Dining Area, Kitchen, Service Area, Porch, Carport, Two (2) Bedrooms at 2nd Floor, One (1) Common Toilet and Bathroom.

First come first serve!

Hurry 20,0000 reservation!

20% Spot Down payment required!

10k+ monthly amortization.

For more information and site viewing please contact: 0999-374-6616/ 0915-921-3123

Email: marialeirageronimo@gmail. com

ALAM MO BA?

ALAM MO BA?

NEW PAGIBIG HOME LOAN INTEREST RATES
Pag-IBIG offers its lowest home loan rate of 5.5%

At only 5.5% per annum, Pag-IBIG home loans under the regular program are now even more affordable, the Pag-IBIG Fund chief recently announced.

“Starting July 1, 2016, eligible borrowers can opt for 5.5% per annum interest rate for the first year of the loan term for housing loans up to P6 Million. This is the lowest rate we have ever offered in our End-User Financing Program,” said Pag-IBIG President and CEO Atty. Darlene Marie B. Berberabe.

When the new rates take effect on July 1, Pag-IBIG Fund’s End-User Financing Program will come with rates of:

* 5.500% for a 1-year fixed-pricing period,
* 6.500% for 3 years,
* 7.270% for 5 years,
* 8.035% for 10 years,
* 8.585% for 15 years,
* 8.800% for 20 years,
* 9.050% for 25 years, and
* 10.000% under a 30-year fixed-pricing period.

The new 1-year fixed-rate can be availed by new home loan borrowers.

To avail of the lowest rate of 5.5% per annum, borrowers must meet the following criteria:

1. The monthly amortization should not exceed 30% of the borrower's gross monthly income;

2. And the ratio of the loan amount to the appraised value of the collateral shall not exceed 75%.

“We hope to entice our members who are eyeing home packages that are priced more than socialized housing.

To give our members an idea of how affordable our housing loan package is;

The monthly amortization for a P2 Million home loan will be P11,355.78 at 5.5%

And P12,641.36 at 6.5%.

The computed amortization consists of the principal and interest,” said Atty. Berberabe.

This is the fifth time that Pag-IBIG Fund has cut its rates in its home loan programs in the last 5 years. “We have made this possible by improving our fundamentals, that is, by improving underwriting as well as collection.

We are focused to further enhancing our housing program to pursue our vision of providing decent shelter for our Filipino
workers,” Atty. Berberabe shared.

“We also offer our Affordable Housing Program, where minimum-wage earners can borrow up to P450,000 for only 4.5% per annum.

The rate is good for the first 10 years of the loan term which term can go up to 30 years.

This is exclusively for minimum wage earners to help them buy a home for the price of renting one.

Now our Kasambahays and Drivers can actually own homes for monthly amortization of P2,280.08, which include the principal and interest,” Atty. Berberabe said.

In 2015, Pag-IBIG Fund approved P55.76 Billion in home loans to finance the construction or the acquisition of 72,270 homes.

For 2016, the agency targets to approve more than P60 Billion in home loans, to finance over 76,000 homes.

6 STEPS IN Applying For A PAG-IBIG Housing Loan

PAG-IBIG FUND CUTS PROCESSING TIME ON HOUSING LOAN
Pag-IBIG Fund housing loan applicants can now get their loan approval in just 17 days from date of submission of complete requirements

And the proceeds of the loan in just 3 days after post-approval compliance.

Pag-IBIG Fund made this commitment after it enhanced its procedure for housing loan transactions, effectively cutting the processing time from 27 days to 20 days from application to release of proceeds,

And reducing the number of requirements from 14 to 7 documents.

“This is in line with the thrust of the new administration to enhance public service,” Pag-IBIG Fund President and Chief Executive Officer Atty. Darlene Marie B. Berberabe explained, adding that the Fund continuously reviews its procedures to improve its transactions process for the benefit of Pag-IBIG members and the public.

Pag-IBIG Fund offers the End-User Financing (EUF) Program, which allows qualified Pag-IBIG members to avail of as much as PhP 6 Million loan for home acquisition or construction, and the Affordable Housing Program (AHP) exclusive for minimum-wage earners.

Atty. Berberabe encouraged Pag-IBIG members to avail of the Fund’s housing loan programs.

“The Pag-IBIG housing loan programs come with great features including the market-competitive interest rates, which can be as low as 5.5% per annum for the EUF and 4.5% for the AHP.

PLEASE TAKE NOTE OF THIS:

Up to three borrowers may qualify for a single loan.

While a single borrower can avail of multiple loans at the same
time subject to eligibility,” Atty. Berberabe said.

She further explained that the 5.5% interest rate is for a 1-year repricing period, while the 4.5% rate for
affordable housing is subsidized for 10 years.

Another advantage for Pag-IBIG housing loan borrowers, according to Atty. Berberabe, is the improved
features of the Mortgage Redemption Insurance (MRI) now with a premium of only P0.23 per P1,000 from the previous P0.41.

But while premiums have been cut by 44%, the benefits have been expanded.

With the new insurance, also covered now are total permanent disability and terminal illness, both of which were not offered by the previous insurance provider.

Plus, the MRI now comes with burial benefits to further extend help to the heirs of the deceased borrower.

WOW!!! The processing time for insurance claims of housing loan borrowers was likewise reduced from 30 days to just 1 day.

“With the improved processes and the best-ever housing loan features, this is a good time for Pag-IBIG members to avail of Pag-IBIG housing loans,” Atty. Berberabe said.

Pag-IBIG Fund is set to give its 2016 annual accomplishment report to the Fund’s stakeholders and members on January 27, 2017 at the SMX Convention Center in Pasay City.

The event, which started in 2014, is also expected to highlight the milestones of Pag-IBIG Fund in the past years.

Ideal Properties Ph

Beach Front Properties in Batangas

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